Moneylab | Explainable AI for Credit Unions
Moneylab

AI for the jobs nobody volunteers for

The Moneylab Genius platform helps credit unions run more efficiently and grow their member relationships. The Highlighter payables agent checks every invoice against the contract. The Rainmaker voice agent reaches members at the right time with the right offer.

Highlighter discrepancy report for a sample credit union, listing flagged invoice charges with the contract clause behind each one

Highlighter finds what your vendors owe you.

Upload the contract and a year of invoices. Get back a report your team can hand straight to the vendor.

See a sample report
Rainmaker live monitor showing a member call that ended with right-party verification and an appointment booked for an auto refinance loan

Rainmaker calls the members your team can't get to.

Each call verifies the member, presents the offer within your rules, and books the appointment for your team.

Ask about early access

Genius: AI that shows its work

Typical GenAI tools write what sounds right. Moneylab Genius uses AI to read your documents, then applies your rules to decide, and writes down every step.

How Moneylab Genius compares with typical GenAI tools
SituationTypical GenAI toolsMoneylab Genius
When it isn't sureMay fill the gap with something that sounds plausibleIf it can't point to the source, it won't invent one
Explaining an answerOften can't show where it came fromEvery finding shows its source and the rule applied
When the rules changeRetrain it or rewrite prompts, and hopeUpdate the rule and it applies right away

GenAI tools are great for drafting an email. When a wrong answer costs money or lands in front of your examiner, you need AI that shows its work.

Patent-pending. Data stays in secure, access-controlled cloud environments. Technical briefings and security documentation are available for your IT and risk teams.

Your clients are asking about AI. Give them an answer you can stand behind.

Offer your credit unions Genius agents that find money and grow revenue, with every result shown in full.

CUSOs and technology partners

CUSOs, credit union data platforms, and fintech providers

Offer Moneylab agents to the credit unions you serve, or connect them to your platform so results appear in the tools clients already use.

  • Resale and distribution
  • Data and platform integration
  • Genius licensing and white-label options

Credit union consultants and advisors

CPA firms, contract-negotiation consultants, and advisors serving credit unions

Add contract and invoice verification to your credit union engagements, with findings your clients can verify clause by clause.

  • Client referrals
  • Co-delivery on vendor and contract reviews
  • Engagement models that fit your client relationships

Why Moneylab

Built for credit unions

Designed for U.S. credit unions under $10 billion in assets, and for the people who run them.

Delivered through partners

We work through the CUSOs, technology providers, and advisors your credit union already relies on.

Banking and AI leadership

Over 40 years in banking operations, payments, and consumer lending, paired with decades building technology companies and AI systems.

Who's behind Moneylab

Our mission is to give every credit union access to AI that is accurate, explainable, and affordable.

Vincent Wong

Vincent Wong

CEO & Founder

Entrepreneur and senior executive with 30 years' experience building and running technology companies serving Fortune 500 clients. MSc, London School of Economics.

Mark Dostie

Mark Dostie

Chief Technology Officer

35+ years in software engineering and AI, including multiple CTO roles. Holds patents in large language model architecture and predictive text technologies.

Talk to the Moneylab team

Whether you lead a credit union, run a CUSO, or advise credit unions, we'd like to hear from you.

Book a meeting